What Is Long Term Care?
Long term care services help you perform the activities of daily living when you are unable to care for yourself.
What Is Long Term Care? |
Long Term Care refers to the full range of services and assistance you can receive when you are unable to take care of yourself due to an illness, accident, a cognitive impairment or the effects of aging.
Long Term Care is different from acute or recovery care. For example, in the event of an acute or short term medical condition such as a hip replacement, medical care typically begins with a hospital stay. If the patient needs further care during a period of recovery, they usually move to a rehabilitation hospital or could receive skilled nursing care at home. Rehabilitative care services like these are usually paid for by Medicare or private-pay medical insurance, but for only limited time or while the patient is continuing to recover. It is when the condition becomes chronic that “custodial” Long Term Care becomes necessary, and the need for care can last for years. How LTC Services Are Provided
Many people think of Long Term Care as being in a nursing home, however most Long Term Care services are provided in the home or community. The “Continuum of Care” as it is sometimes referred to, encompasses the variety of Long Term Care services and the places in which they can take place. The first level of care is often provided by family and friends, however their assistance is not always available or adequate depending on the degree of care needed. Beyond family and friends, professional care can be described in four categories: Home Health Care Receiving care in the home is usually the preferred location. Not only is it familiar and therapeutic for the patient, but it supports the emotional well-being of the family. 70% of the LTC benefits paid by private Long Term Care insurance are for care provided in the home, and one of the main benefits of personal LTC insurance. Home Health Care Providers can be: |
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Contact UsNash Financial Partners, Inc.
P.O. Box 310878 New Braunfels, TX 78131 (830) 626-8509 Click Here to Email Us |
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